On land or by sea, four wheels, two wheels or three!–Texans Credit Union has you covered.

We’re getting your fun financed faster and easier than ever. Whether your passions lead you to motorcycles, RVs, boats, or ATVs, we’re here to make your dreams of adventure a reality. Our great rates and benefits will have you breaking out your sunglasses and blasting your favorite tunes before you even get your hands on your new ride.

Great rates and benefits

Dealership financing available

Flexible terms and payments

Boats and Motorhomes

Have you been craving an adventure? Well we can make it happen. Whether you want to be on the water or hit the road, Texans is here to finance it all from comfy RVs to speedy boats!

Boat and Motorhome Loan Rates

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Loan Term	Minimum Loan Amount	APR¹ as low as	Open An Account
0 to 60 Months	$5,000	7.99%
61 to 84 Months	$30,000	8.49%	Open Now
85 to 120 Months	$50,000	9.49%
121 to 144 Months	$75,000	10.49%

Motorcycles and ATVs

As daredevils, and adrenaline lovers ourselves, Texans is here to help you chase down adventure whether on the open road or a forest trail. We’ve got all the tools to finance your next motorcycle, golf cart, jet ski, ATV, or UTV.  

Motorcycle, Golf Cart, Jet Ski and ATV/UTV Loan Rates

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Loan Term	Minimum Loan Amount	APR² as low as
0 to 36 Months	$5,000	7.14%
37 to 60 Months	$30,000	7.54%
61 to 72 Months	$50,000	9.04%

Recreational Vehicle Loans Frequently Asked Questions

We’re in the business of fast service. Most decisions are available within 2-3 business hours. If your application requires a more detailed review or is submitted outside of business hours, it may take longer. A loan advisor will contact you by phone or email once an initial loan decision has been made.

No need! You can apply and be pre-approved before you shop for your boat or RV.

You can apply for your auto loan online in just a few minutes. You can also apply with the help of one of our representatives by phone at 972.348.2000 or at your local branch.

Your monthly payment will be determined by several factors, including your loan amount, term, and interest rate. You can estimate your monthly payment using our Payment Calculator.

Nope! A down payment is not required. Providing one can reduce the amount you need to finance and may lower your monthly payment.

Yes! You can apply alone or with another applicant. Simply choose the option to add a joint applicant when starting your application if you would like to apply with another person.

Membership Required. Loans are subject to credit approval.

1. Annual Percentage Rate (APR). Rates are current as of 03/18/2024. Rates and terms applicable to Boat, RV, and Travel Trailer loans only. Personal Watercraft have max 60-month term. Maximum age of vehicle is 10 years. Vehicles older than 10 years add 1.00% to rate. Loan terms of 121-144 months only available on new vehicles up to 2 years old. Rates and terms are subject to change without notice. Certain restrictions apply.

Payment Example: Based on a $20,000 RV loan amount, the minimum monthly payment is $405.43 over a 60-month loan at 7.99% APR

2. Annual Percentage Rate (APR). Rates are current as of 11/04/2022. Rates and terms applicable to Motorcycle, ATV and UTV loans only. Minimum loan amount $5,000. Maximum age of vehicle is 10 years. Vehicles older than 10 years add 1.00% to rate. Rates and terms are subject to change without notice. Certain restrictions apply.

Payment Example: Based on a $20,000 Motorcycle loan amount, the minimum monthly payment is $618.82 over a 36-month loan at 7.14% APR

Recreational Loans