Reliable, Simple, and Secure
Texans need checking accounts that simplify their lives. That’s why we provide two different account options you can choose from. Giving you options - that's what being a Texan is about.
My Texans Checking
Our most popular checking account offers:
- Personal finance management software right in online banking
- Mobile App with Mobile Deposit
- Mastercard® Debit/ATM Card – Use anywhere Mastercard is accepted and access your money at more than 80,000 Surcharge-Free ATMS
- FREE notary service
My Texans Interest Checking
Earn dividends and avoid fees* when you maintain a minimum daily balance of $2,500 in a My Texans Interest Checking Account. Plus, you receive:
- Personal finance management tool right in online banking
- Mobile App with Mobile DepositMastercard® Debit/ATM Card – Use anywhere Mastercard is accepted and access your money at more than 80,000 Surcharge-Free ATMs
- FREE box of checks1 (one per year)
- FREE cashier’s checks (one per month)
- FREE notary service
| Benefit | My Texans CheckingSM | My Texans Interest Checking |
|---|---|---|
| Access to 70,000 Surcharge-Free ATMs with Allpoint and CO-OP™ networks | ✓ | ✓ |
| Debit/ATM Card with EMV Advanced Security and Fraud Protection | ✓ | ✓ |
| Earns Dividends | - | $2,500 minimum daily balance required |
| FREE Box of Checks (One per year)1 | - | ✓ |
| FREE Cashier's Check (One per month) | - | ✓ |
| FREE Notary Service | ✓ | ✓ |
| Mobile Banking App with Mobile Deposit | ✓ | ✓ |
| Monthly Service Charge | $5 or $0 With any monthly direct deposit or enrollment in e-statements ($5 per mo. if not met) | $10 or $0 When a $2,500 minimum daily balance is maintained ($10 per mo. if not met) |
| Online Banking with Bill Pay | ✓ | ✓ |
| Opening Deposit | $5 | $5 |
| Paperless Statements | ✓ | ✓ |
| Text and Phone Banking | ✓ | ✓ |
* Monthly fee of $10 per month is waived when you maintain a minimum daily balance of $2,500.
1 Texans Credit Union custom checks only.
